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Showing posts with label Stockpiling. Show all posts
Showing posts with label Stockpiling. Show all posts

Friday, April 2, 2010

Healthful Eating on a Budget (Part 2)

Note: This is part 2 of a 2 part essay, to read part 1 click here

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While it is possible to grow a good deal of food at home in containers or a garden, there will always be food items that you are just not able to grow or produce for yourself. For the foods that still need to be purchased, consumers can save money on them by using coupons. Many people do not understand how to use coupons, causing them to believe that they are not worth the time it takes to find them. However, once the proper way to use coupons is learned, consumers can save a lot of money on food and other items that are needed. There are many places that one can find coupons.

Traditionally, people think of finding coupons in the Sunday paper, which is still a reliable source for finding them. Coupons can also be printed off the computer from various websites such as Coupons.com, SmartSource.com, RedPlum.com, and even directly from different manufacturers’ websites. Many people mistakenly believe that there is nothing more to using coupons than clipping them and then using them. However, there are occasionally situations when it would be in their best interest to avoid using a coupon that they may have.

According to Mommy Savers (2007), “You will need to become coupon-savvy in order to recognize when coupons are a good deal and when they’re not”. (Perfecting the Art of Couponing: How to Use Coupons, para. 2). Coupons are more effective when used in stores that will double them, meaning people can receive twice the value for one coupon. Coupons can also be paired up with sales, and store deals, to increase the savings. Shaw’s supermarkets will double coupons with a value up to 99 cents. In this case, it is better to have a coupon worth 75 cents than one worth $1. Once the value is doubles, consumers will end up receiving $1.50 of the normal purchase price. People should also always remember to purchase the smallest item allowed by the coupon to increase savings by volume.

In order to maximize the savings, and decrease the frustration that can result from trying to use a variety of coupons, it is best to find an organizational method that suits each person’s individuality. Many people use a three ring binder with trading card sleeves and tabbed dividers to keep their coupons organized, whereas others use a simple accordion style folder or a small file box. After finding a method that works effectively, it will become much easier to save money and plan shopping trips, and also to plan menus around the use of the coupons.

When planning a shopping list, keep in mind which local stores are having sales, and which coupons are available for the sale items. Using coupons on sale items is a good way to get the best possible price and to save money. This method is especially effective if the store also happens to be participating in a Catalina deal. A Catalina deal is when purchased items meet a predetermined requirement (usually $20 or $25 of participating items). Then, at the check out, the purchaser will receive a certain dollar amount off on their next shopping trip. These coupons can be “rolled-over” and used for multiple trips through the checkout, at the same store, to increase their savings. I have been known to take three or four trips through the check out, in one day, to take advantage of these Catalina deals, just to go in one more time to buy other items that were needed that I either did not have a coupon for, or were not part of a current store deal. On my best day I brought home over $140 worth of groceries and personal care products, but I only spent a little more than $16.

When it is possible to find really good deals on fruits and vegetables do not pass it up just because of the fear that they will go bad before they can be used up. Berries can be spread out and frozen, and then bagged for storage. Many other fruits can be frozen and saved for future use, as well. Erin Chase ("The $5 Dinner Mom Cookbook", 2009) stated, “Frozen fresh fruit is best used to make smoothies or for baking, as it tends to turn ‘mushy’ as it thaws” (p.31).

Building a stockpile is probably the most important part of saving money on food. A stockpile is exactly what it sounds like—a large collection of products that are used regularly. Some people stockpile toilet paper or canned foods, while others stockpile diapers and other items. By using coupons in conjunction with deals and sales, and purchasing items that a family will use regularly, instead of just whatever happens to be on sale, a stockpile will slowly be built. By purchasing items when they can be obtained at their absolute lowest price, and building a stockpile of non-perishable foods and other items such as toiletries (shampoo, deodorant, toilet paper, etc.), then room can be freed in the budget for healthier items, such as fresh, organic fruits and vegetables. Having an established stockpile helps to cut down on costs because when a person sits down to plan out their weekly or monthly menus (a very important part of saving money) they can check their stockpile, the current sales fliers, and available coupons to see what they have and what is inexpensive that they can pick up to complete meals for the least amount of money possible.

Although healthy food costs more, people can indeed eat healthy without breaking the bank. By shopping sales, and taking advantage of deals to stock up on non-perishable items that are used frequently, people can easily free up money from those areas of their budget to make room for the more expensive fresh and healthy foods that their family will thrive on.

Monday, December 14, 2009

Shaw's Trip for 12/13 With Pics

We ventured out into the nasty snow last night to head to Shaw's in Rockland. The first 15 or so minutes of the trip were awful with the snow. We almost got into two accidents, but once we got out of the hills around Belfast it turned to rain and the roads were much easier to deal with. We got dinner for all of us at Subway because we knew we would be out late and Subway is about the cheapest/healthiest place we can find to feed all 6 of us!

We got to Rockland Shaw's a little after 7pm and had our shopping DONE about 8:30. Not bad if I do say so myself. It was nice having hubby with me, we doubled up and got the shopping done twice as fast as I would have if I had done it alone.

I planned my trips through the checkout lines before we left the house, I knew how many of what item I wanted to get in each transaction, wrote the details on an envelope and put the coupons for that transaction IN the envelope and numbered each envelope in order. I also brought extra coupons because we wanted to try and get more veggies than I had planned for but weren't sure we would find enough available to complete any transaction I would create, so I left room between my planned 2nd and 3rd transactions for an extra trip if it were possible.

Here's the rundown:
First of all ROCKLAND SHAW'S DOUBLED COUPONS! Just thought I'd throw that out there since I know this has been an issue at some stores :)

Trip One:
12 Boxes of Chex Cereal (Cinnamon was all that was left)
8 cans of Pillsbury Grands
4 Green Giant Boxed Veggies

I wasn't sure the pre sale price of the Chex so I estimated $3 and since they were $1.50 when you buy 3, I got them in multiples of 3 and made sure to get enough so I would exceed $45 PSP in the end. Hubby actually did this transaction and the Asparagus didn't ring up at sale price.


Pre-Sale Price: $68.64
Price With Sales: $38.98
Total After Coupons: $28.68

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Trip Two:

8 Bags of Chex Mix
8 Cans of Progresso Bread Crumbs
4 Green Giant Valley Fresh Steamers

Unfortunately either something didn't ring up right to trigger the Catalina's or I did something wrong in this transaction because I only got one $5 Catalina back with my receipt.

Total Pre-Sale Price: $52.49
Price With Sales: $24.90
Price After Coupons: $14.40

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Trip Three:
9 Cans Progresso Soup
8 Green Giant Valley Fresh Steamers
12 Green Giant Boxed Veggies

Pre Sale Price: $49.62
Price With Sales: $40.60
Price After Coupons: $29.30






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Trip Four:
I did this transaction separate because I like to be able to easily separate my food purchases and non food purchases when figuring the budget. And these were all Free!

2 Bottles of Homelife Dye/Fragrance Free Laundry Detergent
1 Cascade Dishwashing Detergent
1 Jet Dry
2 Huggies Natural Care Refill Packs
1 Bottle Glass Plus Glass Cleaner

Pre Sale Price: $46.20
Price With Sales: $26.83
Price After Coupons: $ -$1.71 - Yep, they paid me :)

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Trip Five:
Saved the big trip for last, so we could roll over any coupons from the previous trips, I don't do the Catalina deals on my final trip through because most Catalina's are only good for 2 weeks and I really only shop once a month unless there's a deal I absolutely would be stupid to miss out on. I use the last trip through to fill in wherever we may need to with things that are on sale or that I have coupons for, and make sure to make it a large enough transaction to trigger Gas rewards! Everything in this picture except the Gravy and Juice was purchased using coupons.

2 Bottles Shaw's Brand cranberry juice
2 Bags Sargento Shredded Cheese
4 Skippy Naturals Peanut Butter
10 Earth's Best Baby food jars
4 Hellmann's Olive Oil Mayo
4 Boxes Taquito's
5 Boxes Duncan Hine's Whole Grain Muffin Mix
1 Sorrento Mozzarella Cheese
1 Sorrento Ricotta Cheese
4 Boxes Texas Toast Garlic Bread
2 Boxes Texas Toast Pizzeria Dip n Sticks
2 Boxes Tomato and Basil Wheat Thins
3 Boxes El Monterey Tornados

Price Before Sales: $168.23
Price With Sales: $139.48
Price After Coupons: $106.93


For a GRAND Total of $177.60 spent on $385.18 worth of groceries!

Friday, October 16, 2009

Shaw's Scenarios - $80 worth of groceries for $7

Ok, so I was up ALL last night couldn't sleep because I was running scenarios through my head trying to figure out the best way to make this trip to Shaw's to get the most amount of food for the least amount of money, and I think I've figured it out!

So to start with I've got $27 in Catalina's (Coupons that print at the register with your receipt)

There is a deal on General Mills products, spend $25 on selected products and get a $10 catalina at the register (List of participating products can be found here).

This will require multiple trips through the checkout.

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Trip #1:
4 Bags of Green Giant Valley Fresh Steamers Pre Sale Price: $2.39 each Sale Price: $1.79 each
4 Bags Chex Mix Total: $10.76
2 Boxes Nature Valley Granola Bars Pre Sale Price: $3.50 each Sale Price: 2 for $4


Pre Sale Total: $27.32
Price With Sales: $16.55
Price After Product Coupons: $12.75
Price With Tax: $14.12
Minus $14 in Catalina's = $0.12 Out of Pocket

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Trip #2:
$13 leftover Catalina's + $10 Catalina from Trip #1

8 Boxes Cinnamon Toast Crunch Pre Sale Price: $2.79 each Sale Price: 2 for $4
2 Boxes Nature Valley Granola Bars Pre Sale Price: $3.50 each Sale Price: 2 For $4

Pre Sale Total: $29.32
Price With Sales: $20.00
Price After Product Coupons: $15.60
Price With Tax: $17.07
Minus $13 in Catalina's = $4.07 Out of Pocket

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Trip #3
$10 Catalina from Trip #2

9 Jars Prego Spaghetti Sauce Pre Sale Price: $2.49 (Approx.) Sale Price: $1.49 each

Pre Sale Total: $22.41
Price With Sale: $13.41
Price after Product Coupons: $11.16
Price With Tax: $12.28
Minus $10 Catalina = $2.28

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Total Value Of Trip To Shaws: $79.05 (Before Tax)
Total I'll Spend Out Of Pocket: $6.4
7 (Including Tax)

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Keep in mind that SOME of the prices above may NOT be correct, I could not find a price anywhere for Prego pasta sauce so I was trying to remember what it was Monday and Estimated. Some prices I used were from stores in New Hampshire and Mass. because that's what I had available... But it's a good estimate and I will be sure to bring extra money in case my figuring is a little off, but even if prices in Rockland are lower than I figured, each transaction SHOULD still come to more than $25 Pre Sale Price, and should trigger the $10 Catalina to print if I am correct!

Note: I purposely plan to leave a balance on the end of the transaction instead of just paying completely in Catalinas because this would result in the store owing ME money (called Overage) and some stores will not honor "overage".

Note 2: Prego is NOT part of the Spend $25 get $10 deal... It's just really cheap and I have coupons so thought I'd take advantage of that!

Thursday, October 15, 2009

Shaw's Trip Week of 10/15-10/21

I didn't post my trip from Monday night but it was great, I bought about $300 worth of groceries, and only paid about $250 after Shaw's rewards and coupons... Plus scored myself 50 cents per gallon Gass savings on my next fill up at Irvings... That will come to about $10 on gas alone!

I also scored $27 worth of coupons for money off my next shopping trip. These aren't product specific, I can use them for any item at Shaw's basically.

Money will be tight this week for bills that need to be sent out, so that $27 worth of coupons will come in VERY handy for refreshing my stockpile! Free groceries!

I plan to double those coupons up along with regular coupons for specific products to maximize my savings and take advantage of some deals that will get me more coupons for money off at the register!

After viewing the Shaw's circular online (http://www.shaws.com - you can view it there, print store coupons and also register for a FREE Shaws rewards card!) and reading the Shaw's forum at http://afullcup.com I found a number of items that we use that are on sale and that would generate some good money saving coupons at the register!

Here is what I'm planning:

Nature Valley Granola Bars - 2/$4 sale - paired with 2 coupons for 40 cents off from http://coupons.com
Refrigerated Pillsbury Grands Biscuits - 3/$5 sale - Paired with coupons for 75cents off 2 from Coupons.com - Also Part of a current Catalina deal (buy so many get coupons for so much off your next order)
Green Giant Valley Fresh Steamers - On sale for $1.79 each - Coupons.com has a coupon for .50 off one.
Skippy Naturals - Multiples of 2 will generate a Catalina for money off your next purchase
Fleischmann's Yeast strips or jar - will generate Catalina for money off - Last weeks paper had coupons for 40 cents off one
Prego Pasta Sauce - On sale for $1.49 a jar - Coupons from last weeks paper for 75 cents off 3 jars.
Shaw's brand butter on sale for $1.88 for 4 sticks
Silk Soymilk - On sale for $2.99 per half gallon
Green Giant Boxed Veggies - 3/$5 plus coupons.com printable for 50 cents off 2
BumbleBee Tuna cans - on sale 2/$3 - I know there are coupons out there for BumbleBee tuna any product, believe they were on a tear pad at a store, email me if you have details or know where to get some.
Kelloggs Cereal - Store circular has store coupon for $5/3 - can be paired with Manufacturer coupon for even more savings.
General Mills cereal - on sale for 2/$4 - Multiple coupons available on coupons.com, http://smartsource.com and from recent newspaper inserts

PLUS: A current promotion - Spend $25 get $10 off your next purchase.

So if this is worked right, I can buy $25 worth of products, the other $2 will cover tax with overage (meaning the store owes YOU money - some stores don't honor Overage, so you may want to throw in a cheap "filler" item so that it doesn't cause issues), get the $10 coupon, take care of your groceries, go back in, and get some more goodies!

I'll post an update on this after I have done it and tell you how it works out for me!
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